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As tax rules are enforced by the Canada Revenue Agency, if you have questions we suggest you, contact them. If you do decide to contribute to your TFSA, make sure you are within your contribution limits. You can find out how much room you have available from the Canada Revenue Agency (CRA). With an RRSP, contributions are tax-deductible and your savings grow tax-free within the plan.

Withdrawals from the plan are fully taxable as income in the year you withdraw them.